My Maybank Petronas Gold Visa Credit Card

Jul 2, 2008 Author: Emily | Filed under: Personal, Photos - Olympus SP-550UZ

A few weeks ago, Maybank called me up and asked me if I wanted a credit card. I didn’t have to fill up an application form or show any proof of income. How would they know that I would be able to handle another credit card? Oh, I forget. Banks target those with poor credit. LOL

They literally forced one upon me. When I requested to read their terms and conditions first, the lady told me that there are no terms and conditions at all. I did not have to pay an annual fee and neither is there a minimum spending per month to qualify for the free card.

I was told that I could choose to activate the card, or not, when they courier it to me. So I said fine. Send it over and I will decide. Little did I know that they would include this credit card in my Maybank2u account and the card came activated already. Anyway, I accepted it since it’s free and I don’t lose anything if I settle my credit card balance at the end of the month.

When I told my friend that Maybank called me up, he cautioned that it may be a phishing call and that I may have leaked out my personal or financial information through the phone. Geee, gave me a scare only But now that the card is here, it confirms that the phone call I received from Maybankard was legitimate.

Still, I think it is bad business practice for them to access my internet banking account to include this credit card in the account. So, who wants to go shopping?
With love

Tags: credit card, credit cards, free credit card, free credit cards, Maybank credit card, Maybank Petronas credit card, Maybank Petronas Gold Visa Credit Card, Maybank Petronas Visa credit card, no-fee credit card, no-fee credit cards, Petronas credit card, Visa credit card

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140 Responses for "My Maybank Petronas Gold Visa Credit Card"

elitevillain July 2nd, 2008 at 7:14 pm 1

lol too good to be true maybe? I shall wait for them to call me too since I had a poor credit too Don’t know whether student is eligible or not?

elitevillain’s last blog post…What’s with the Hagged Face?
Emily July 2nd, 2008 at 7:38 pm 2

Sam,

For this card, student cannot lah. Income must be around RM2000 per month.

If you have a Maybank account, I think they will “close one eye” if your income is almost RM2000 per month.
peah July 21st, 2008 at 11:34 am 3

I received a call too and they will send me the card but is it save ??
Emily July 21st, 2008 at 11:40 am 4

Hi Peah,

It should be safe.

After receiving my credit card, I called up the credit card centre and they confirmed my card number is in their database.
Angel August 6th, 2008 at 7:06 pm 5

I got mine, but they say got free parker pen, already 2 mths i don’t receive any.. cheating lar.. will call them to check out
Emily August 13th, 2008 at 3:04 pm 6

Hi Angel,

Have you got your Parker pen yet? I hope they did not cheat you!
Angel August 14th, 2008 at 11:34 am 7

Hi, i have yet to call them up. Been busy. But i did not receive the pen yet.
huda October 9th, 2008 at 4:42 pm 8

hi emily,i got the same call too..as i’ve just had a loan with maybank that exceed 40k,i get the card free(as what the man says).strangely,the call were from pantai timur whereas i apply the loan at kajang.i checked thru my maybank2u, theres the statement of my gold petronas credit card but no transaction yet.i havent received the card yet.does the card hassle u?
Emily October 9th, 2008 at 4:54 pm 9

Hi Huda,

The call I received came from the Maybank HQ and like you, the card was added to my Maybank2u account as well.

The card did not give me any hassle at all.

I think you should be receiving your card about 3 weeks after the call, by Poslaju.
huda October 9th, 2008 at 5:24 pm 10

ok thanks for the info..i just start working n my mom forbids me from having any credit card..so this is like hidden agenda of mine.1 more thing..how many days of interest-free payment? i never used a credit card b4 n im afraid that this will burden me as i start building own life.so no minimum swap or whatsoever?
Emily October 9th, 2008 at 5:30 pm 11

Hi Huda,

As far as I know, it’s free for life, no minimum swap but like all credit cards, no “interest free grace period” unless you settle your bills in full every month.

Actually, you will still get about 6 weeks free interest if you swap your card as soon as your billing cycle starts. Once your bill is sent to you, you will have about two weeks to settle it.
Angel October 9th, 2008 at 9:48 pm 12

At last i manage to go to the maybank counter in 1 utama and check out the parker pen… that guy say he cannot check anything from the system. and the promo for parker pen is actually last year one wor… so he say he will check for me… so i dunno how long it will take lar… or he just make empty promise… :-/
h2k October 11th, 2008 at 8:46 am 13

i got same call like u guys, got my card after >4weeks after i call them up monday…:(
but my card does not comes with TnG? but i did said i want it during the brief tele call…and how do i activate the damn card? and do i need to mail the top part of the letter…but mail to where? oh my god…
Emily October 11th, 2008 at 10:57 pm 14

Hi Angel,

It looks like you can forget about the free Parker pen loh since it’s “last year’s gift”.
Emily October 11th, 2008 at 11:00 pm 15

Hi h2k,

Yes, you are required to send in the form to acknowledge receipt of your card. I called customer service at 1-300-88-6688 and told them I would like to fax in the form.

The lady said it’s all right to fax and provided me with the fax number 03-7953-8600.

In my case, the card is already activated for me when I received it.
aiza February 23rd, 2009 at 1:42 pm 16

Hi
Me also got the same call 2days ago. But I wonder to know. Is it ok to apply this card??
Emily February 23rd, 2009 at 1:57 pm 17

Hi Aiza,

It should be OK to use this card; make sure the caller is really from Maybank! LOL

This card is free for life and does not have a minimum monthly charge. However, like using all credit cards, try to settle your bill every month in full so that you will not be charged interest.
cathj March 4th, 2009 at 2:41 pm 18

I just got a call from Maybank about this offer as well…after giving all my info (O dear!!).. I start thinking… How if that was a scam??? So I start browsing on net.. to see if this for real.. Thats how I saw your post… oww… what a relief!! lol… Thanks for sharing!!

cathj´s last blog post…Bunga Raya Tanah Tinggi..
zuel March 10th, 2009 at 3:04 pm 19

i also just got the call..luckily i was on the net and try to find some info..but u sure ah its interest free?

just afraid and phobia with any credit card *even hv no personal experience yet*..
Emily March 10th, 2009 at 3:12 pm 20

Hi Zuel,

I think you misunderstood.

This card is not interest-free BUT no annual fee. So the card is free.

However, if you charge your purchases and you don’t settle fully when the bill arrives, you will be charged interest on the balance.
zuel March 10th, 2009 at 3:14 pm 21

oo..thanks for the info ..:)
Kelly March 16th, 2009 at 12:46 am 22

Hi.
I received a call from maybank just like u. Before the card arrived, I saw the card was already added in my maybank2u account. So the card is considered being activated?
I received the card last week, so do I need to return the top part of the letter even though the card has been “activated”? Thanks
Emily March 16th, 2009 at 12:57 am 23

Hi Kelly,

Yes, I believe that you could already start using your credit card.

And yes, you need to return the top of the letter to acknowledge receipt.
Kelly March 16th, 2009 at 2:38 pm 24

Thanks for the prompt reply, Emily.
lim March 23rd, 2009 at 10:44 pm 25

how to check the credit card bill online ?
Emily March 23rd, 2009 at 10:50 pm 26

Hi Lim,

First of all, log in to your Maybank2u account. Check if your credit card is already linked to your Maybank2u. If it is, you will be able to see it by clicking on Accounts & Banking. You will be able to view your Maybank accounts and credit cards.
silver March 28th, 2009 at 12:21 am 27

i also received a call from maybank bout application for PETRONAS GOLD VISA cc as they said yesterday.and i had a house loan for last year.will i receive the cc after few weeks?bcos my salary only few hundred per month now.but they r not say anything after i told them my salary.
Emily March 28th, 2009 at 9:33 am 28

Hi,

If Maybank offers you the card, take it but do take care not to abuse the credit card, seeing that your salary is a few hundred a month and you have a housing loan.
Jinnie April 3rd, 2009 at 12:41 am 29

i also received a call from Maybank offering Petronas Gold Visa, but i told them since my income per anum is more than RM120,000, i would only accept if they offer me Petronas Platinum Visa. Few weeks later i saw the Platinum card was already added in my maybank2u account eventhough till now i haven’t yet receive the card.
Emily April 3rd, 2009 at 12:48 am 30

Hi Jinnie,

Don’t worry, your card will arrive soon enough.

Did you find out if Platinum Visa is free for life as well and does not have minimum monthly charge?
ANNE April 22nd, 2009 at 11:56 am 31

Emily,
can u get some detail about Oreint Rewards..
i juz received call from them..ask me to join their membership..RM498 per year..got a lot of benefit for pepole who like to travel..
Emily April 22nd, 2009 at 12:05 pm 32

Hi Anne,

Orient Rewards has nothing to do with Maybank credit card, right?

I’ve not heard of this company before but if they ask you for your credit card number over the phone, don’t risk it.
sue April 22nd, 2009 at 8:28 pm 33

well….like d others, i belief my story will be d same as u emily.however just want 2 let u know, while i receive d called, i mention that i want 2 collect it myself from d nearest branch.4 me i will be safe.

after i collect the card, i also request for the pin number since cash in advance must hav the pin the number.
until now, it’s been a month already i haven’t use the card.

i’m still searching all the information about this card, if anybody has any experince on using this card….plss let me know too, ok.
Emily April 22nd, 2009 at 10:00 pm 34

Hi Sue,

I am using the credit card and have no problems with it. It’s a genuine card.

I hope that I wouldn’t get a “surprise” from them at the end of the year. LOL
Lee April 28th, 2009 at 1:16 pm 35

guys, i received the same call, and he ask for the ic number for verifying, i said no, then he ask for the last four digit, but i still said no, so whats ur opinion, should i give?

anyway i got his ext. no. and in the mean time i searching the info on this petronas gold visa, n i found this post. thanks for sharing~
Emily April 28th, 2009 at 1:57 pm 36

Hi Lee,

I take it you have a Maybank account. Just confirm the last 4 digits of your IC, then. Nothing will happen even if this was a scam call.

You can call him back to do so, and that will confirm his name, office and department.
Baoloo May 19th, 2009 at 2:22 am 37

I received the call from 60378443000,the lady said offer me a Maybank Petronas Credit, and ask my old I/C,address,my mum name,company name and contact number,I also feel not safety.Is this phone is from MAybank credit card center?
Emily May 19th, 2009 at 2:36 am 38

Hi Baoloo,

I am not sure if that phone number is from Maybank but do check with Maybank Customer Service at 1-300-88-6688 and let them know that you have been offered a credit card. Ask them to confirm.

Good luck.
Mandy May 25th, 2009 at 11:27 am 39

Hi..Emily…i also faced the same incident as u all..I had call Maybank for confirmation but they did not keep the list of all contact num of maybank and ask me to wait for 2 weeks to check whether my application is proceed anot. OMG..if it’s a scam..then i will in deep shit…I have call back to the num who called me …bt i cant reach the num.Im so scared that it might be a scam.So what should I do?
Emily May 25th, 2009 at 11:52 am 40

Hi Mandy,

First of all, what information did you disclose? As far as I remember, the caller never asked me for my credit card number (since Maybank is GIVING me a credit card) nor did the caller asked for my bank account number.

I remember the caller just asking me if I would like to have a credit card from Maybank.

If you did not give out your credit card or bank account number then you are NOT in deep shit.
Mandy May 25th, 2009 at 12:10 pm 41

Hi…Emily …thanks for ur reply..
I don’t owned a credit card before..I jz revealed my maiden’s name,company name. THe ic num i refused to give…bt they said they have mine.Then they jz ask me to verify my date of birth if im scared…
He asked me whether to send the card to my house or get it from the nearest maybank. I said I prefer I get it from bank. They do confirmed my address. They tell me the address and ask me is it still the valid address as they will send me the letter to collect the card i think.
I did not revealed my account number. He do asked me whether I’m interested in that credit card or not also.
Is it that only I revealed my account number only I will be in trouble?
SASA June 20th, 2009 at 3:26 pm 42

HEllo, i want to ask what is the difference between Maybank Visa Petronas card with Maybank Visa Card…
i know maybank petronas card is free , but maybank visa card need annual fee, but i want to know other difference… like redeem gift both card..etc….. tQ
Emily June 20th, 2009 at 5:38 pm 43

Hi SASA,

I am not sure because I do not have the other Maybank Visa Card but I believe Petronas credit card offers higher points for money spent at their stations.
Shah July 2nd, 2009 at 8:32 pm 44

I haven’t received my maybank petronas gold visa yet but it is already stated in my account in maybank2u. Hope anyone can explain it to me? Will i get the card soon? Is it safe to use it? i never use credit card before this, so i’m quite terrified
Emily July 3rd, 2009 at 12:04 pm 45

Shah,

That was what happened to me as well. The card details were already in my Maybank2u account before it arrived.

I think you will get the card about 3 - 4 weeks from the day you received the telephone call from Maybank.

It is safe to use, I don’t have complaints.
Yeo Siew Kiat July 3rd, 2009 at 2:36 pm 46

A week ago, I received the call from 60327727500,the lady said choose for offer me a Maybank Petronas Credit free for life and does not have a minimum monthly charge, and ask my old I/C,address,my mum name,company name and contact number, and the lady gave me the Maybank Customer Service at 1-300-88-6688 to me, and said that any request the centre.It is safe or ok for the call
Emily July 3rd, 2009 at 9:44 pm 47

Hi,

I think that as long as she did not ask you for your bank account number or credit card number, it should be all right.
CSI-expert July 15th, 2009 at 12:29 am 48

Never….EVER…tell anyone your mother’s maiden name! That’s like a backdoor to your info, second only to your password / PIN.
yc August 1st, 2009 at 12:33 am 49

Hi;;
i just collected my petronas visa card today nearby the maybank branch?? Emily, can u tell me how to activate the card? i didnt get the pin number from bank? is it i need to apply separately for the pin number?
Emily August 1st, 2009 at 1:38 am 50

Hi,

If you see the card already linked to your Maybank2u account, you can start using it already.

For me, it was already activated when I received my card through the mail. I don’t have any PIN for the card.
deez August 6th, 2009 at 10:14 pm 51

Waa..so many people got the same phone call from maybank and also suddenly one new credit card account added to maybank2u.. huhu.. i got it too a few weeks ago, but still havent received the card. Anyway,Emily, now u still use the card? any problem so far?or Any hidden charges? lol.. just want to make decsion either to take it or not..
Emily August 6th, 2009 at 10:19 pm 52

Deez,

I am still using it. I don’t have any problems with it so far and there is no hidden charge. However, I do make sure that I settle my balance before I get charged interest!
mrpilot August 8th, 2009 at 8:47 pm 53

guys, i also got called by someone from maybank. same like what all of u got. it was on may 2009. the ccard account can be seen in my m2u portal (no transaction). but untill now i never receive any card. what i need to do? call customer service?? if i go to nearest branch, can i get the card on the spot??
Emily August 8th, 2009 at 8:54 pm 54

Hi,

Give Maybank Credit Card Customer Service a call at 1-300-88-6688. Have your credit card account number on hand.
mrpilot August 8th, 2009 at 8:59 pm 55

what u mean “Have your credit card account number on hand” ?

ask from customer service or i can get it on my m2u portal b4 calling them?
Emily August 8th, 2009 at 9:03 pm 56

Get ready the number la. You just said you could see it linked to your Maybank2U account already?
mrpilot August 8th, 2009 at 9:06 pm 57

is it the “xxxxxxxxxxxxxxxx-1234″ i can only see the last 4 digit.
Emily August 9th, 2009 at 3:05 am 58

OK, I guess you should just let them know your story and see how best they could help you.

I think it’s just a delay in sending the card to you. They probably have too many cards to send, seeing how many people are receiving offers of a free credit card!
Jaclyn August 11th, 2009 at 11:32 pm 59

Hi, i just received the call from Maybank Ipoh branch today late evening but originally i’m from KL. A bit worried after i m accepted their offer to send me this visa gold credit card. After reviewed your post, i guess it should be safety. Thanks for sharing this valuable info.
shane August 12th, 2009 at 10:07 pm 60

emily you sounds like working with maybank hahaha! have been replying everyone more than a year now
Emily August 12th, 2009 at 10:12 pm 61

WOW, it HAS been a year already! LOL

Nah, I am not working with Maybank but when people come here, they need reassurance that their information has not been compromised. I am happy that I’m able to help answer some questions that they may have.
elie August 29th, 2009 at 5:48 pm 62

hi, in my m2u had shown Visa Petronas Gold, but i didn’t receive any card yet? is it automatically activated? im afraid that someone else use this card…
Emily August 29th, 2009 at 6:08 pm 63

Elie,

My card was also shown in my Maybank2u account before it arrived. When it arrived, it was already activated and could be used.

If someone else use your card, you will be able to see the transactions in Maybank2u, right?
Nichole September 8th, 2009 at 4:45 pm 64

Hi Emily…as the above, i have the card too and being using it for 2 months, so far, everything get well…but do you using it for any online purchases or other, exp online booking hotel or tickets? Normal card needs pin num or password right?
Emily September 8th, 2009 at 4:54 pm 65

So far, I have not used it for online purchases because I have PayPal and a debit card for that. However, I understand that in some cases, the websites, like Air Asia, may need your card to be VISA verified so you will need to verify your VISA card at the VISA website and get a pin number first.
Nichole September 8th, 2009 at 8:40 pm 66

Veryfied it from Visa Website? Can you teach me how to do that? Im calling so many times to Maybank credit card center for help…call for whole day but nobody going to pick up the phone…
Emily September 8th, 2009 at 10:39 pm 67

Hello,

I have never done it before I went to check from Visa website and it looks like only HSBC and Public Bank issued Visa cards could verify from this website.

http://www.visa-asia.com/ap/sea/cardholders/security/activate.jsp

Looks like you have to keep trying to call Maybank. Perhaps the site you want to use your card on does not require your card to be Visa verified.
Faris October 10th, 2009 at 5:35 am 68

Hi emilly, just got my card today. Btw, the Maybank staff inform me that i need to pay RM488 once in my life for the card fee. So, is it same to you? I thought everything just free XD
Emily October 10th, 2009 at 8:53 am 69

Hi Faris,

Did you apply for the card yourself or was it offered to you via a phone call from Maybank?

I have had the card for more than a year now and so far, I haven’t been billed anything extra other than what I charged my card on purchases. So far, everything IS free.

As for your RM488 one time fee, I haven’t come across anyone mentioning this. Perhaps you should call up to speak to another customer service person.
Faris October 10th, 2009 at 6:58 pm 70

Hmm, just called the person that called me about crdt card and actually RM488 is for discount card. O god, fall into their trap lol XD
JENNY October 22nd, 2009 at 11:30 am 71

nowsaday every bank also do like this, i suspect they get the info frm the Visa Card Centre , i do received call frm Alliance,UOB,CITIBANK AND ETC.

it is really bad image and also our P&C records also know by a junior staffs. is very very bad.

the Bank Negara should take some action on this, otherwise the froud case is more terrible.
Emily October 22nd, 2009 at 11:34 am 72

Totally agree with you, Jenny.

I was pretty pissed off that my Maybank2U account (Maybank’s internet banking) was accessed to include my “new” Maybank Petronas VISA credit card without permission.
Azalea October 29th, 2009 at 9:51 pm 73

To Faris,

I was recently received such phone call offering me the discount card and he told me he was Maybank Consultant. At first I, he told me all the benefit of having the discount card. He never mentioned bout the fee not until he has all my details, i/c, phone, address etc.. and then only I ask him bout the fee.. he told me I have to pay RM588 and the card will be sent to my home within 2 weeks. I said NO and he told me that whether I like it or not, they will charge me with that amount and all credit card holder have to have the discount card. I was like.. oh no.. then I said he was a liar and I will sue him. He hung up the phone after I refuse to accept it. I felt insecure.

The very next day I went to Maybank and asked for credit card cancellation. I made a report to Maybank.

We need to be very extra careful nowadays. And, never ever mention your credit card number and details.
Anna November 8th, 2009 at 6:52 pm 74

I received a call offering me the credit card n I told him its okay i already have one (another bank) and I asked him why is Maybank offering me a card when I dont even have an account with them. It seems that because I have had a FD with them therefore the offer. I refused again and the guy said, the annual fee is waived so I said if you insist fine and within 3 weeks I receive the Gold Petronas c/c by express mail. I used it for a couple of months then the snatch thief relieved me of it. After nearly 9 months I was sent a new card 2 months back. Now I hope that the bank will absorb the service tax if not I wonder if I would keep the card.
Golden November 11th, 2009 at 12:26 pm 75

Hi all,

I also start using the credit card above at petronas.
However, I am not able to see the transaction in Maybank2u transaction history in credit card.

Can anyone advice?
Emily November 11th, 2009 at 12:41 pm 76

Just to make sure, you clicked on “Transaction History” and not “Maybank2u History”, right?

From what a friend told me, using credit or debit card at petrol stations, it depends on when the operator charges your card. Some would charge daily, some would collect a few days’ worth.

And my friend, who used a debit card, also couldn’t keep track of his expenses because his fuel purchases are not reflected instantly online.

Maybe someone else has some other experiences.
Golden November 11th, 2009 at 2:15 pm 77

Hi Emily,

Thanks a lot for the reply.

I was checking the “Transaction History” instead of M2U.
May according to your advice, I may need to wait for few more days? May I knw what is the maximum days I need to wait?

I got another question:
Can we pay back the credit card through “pay to credit card”
just after one transaction by using credit card?

Thanks for the advance.
Emily November 11th, 2009 at 2:32 pm 78

Perhaps you should allow up to a week. What’s the hurry when you already have your fuel? LOL

You can pay your credit card anytime but that wouldn’t serve the purpose of a credit card, right? You may as well use cash.
Golden November 11th, 2009 at 4:13 pm 79

Emily, thanks for the information.

Just properly would like to control the financial status of myself.LOL

Thanks again for the prompt reply
Sabri January 18th, 2010 at 4:25 pm 80

I got a call also last year, accepted it and no hassle at all. Here’s a little tips for you when somebody called you claiming they are from bank. Don’t give your detail, asked them to verify:

For example what I do is:

1) Ask them how many accounts do you have with the bank? (only ask if you have more than one). Normal people have one, so con-man might be able to guess. Like me, I have 2. One savings, one current.

2) Ask them what type of car you drive based on the loan you take with the bank? Or if this is not in the record, how much you borrow for the car loan? (ask even if you don’t have a car loan with that bank). A real customer service rep will be able to see that you did not have any loans with them)

3) Ask them your mom’s full name

How Customer Service verify your identity:

They will have a collection of questions, depending on each of them they will choose 2-3 questions to ask you. To ask you, they must have the answers to that question. So ask these questions (but of course you can’t ask all)

What info telemarketers have (the guy who are not from bank, but claim they are from bank)

The have your phone number & name. Most probably your birthday, address and IC number as well. So don’t ask these question as they can easily answer you.

Hope this help!

Sabri
Emily January 19th, 2010 at 10:15 pm 81

Hi Sabri!

Thanks for your tips in handling phone calls like these. I believe many of us will receive calls like these off and on and sometimes, it really is very difficult to determine if the calls are genuine or not.
Azizan February 9th, 2010 at 7:56 am 82

I get a call from Maybank HQ also. 0327307000 . And the tell me all my details , and like usual i am so stupid give out my mom’s name and phone number. And it continues . She said something applying credit card. then she said also tell me about a company i work for. So now so sudden my account got a credit card. So like usual i dont get the full card number just the 4 digits last number. What can i do to terminate it?
Emily February 9th, 2010 at 8:13 am 83

Hi Azizan,

I take it that you do not want a credit card. So, when the card arrives just cut it up. You can also go to your Maybank branch to let them know that you don’t want it. I believe there will be no charges or fees imposed.
Azizan February 9th, 2010 at 8:17 am 84

the problem is …
i dont get the card T_T
and i scare they will be issued some charge soon.

anyway. now at any petrol station.
you can easy swipe the card T_T
i cant wait until the swipe it.
need to go bank today and terminate it.
Emily February 9th, 2010 at 8:23 am 85

Hi Azizan,

When did you receive this phone call? It will take some time for the card to be delivered to you.

As far as I can tell, for this Petronas card, there is no charge by Maybank but there will be RM50 service fee by the Government for principal card annually.

BUT, the good thing is that you can use 50,000 reward points to redeem for this RM50 fees which means that you don’t have to pay for the fees with cash.

In your case, the for the first year, you will have to pay RM50 when the card is issued to you.

Anyway, since you do not want this card, you can try asking Customer Service staff at your Maybank home branch. I’m sure they would be able to assist you.
Azizan February 9th, 2010 at 8:36 am 86

If u search the number with google.com , you will found that 1 number representative really name. Try to google it..
Emily February 9th, 2010 at 8:45 am 87

I understand that the call was from Maybank otherwise the card details will not be included in your Maybank2u account already.

If you want the card, just wait for it to arrive. Otherwise, just get it terminated.
Azizan February 9th, 2010 at 4:57 pm 88

actually..
but there are 1 site.
complain about the numbers i stated in the previous post.
anyway what u get charge? when u receive the card?
i read above.. they charge Rm458 to Rm588 for discount voucher . Is it true?

p/s just terminated. but i need to follow up
Emily February 9th, 2010 at 6:46 pm 89

Azizan, perhaps you should just give me the URL to the site that mentioned the phone number so that I could take a look.

As I mentioned earlier, I was not charged anything except for my own purchases. however, beginning this year, I will have to pay RM50 annually which is a Government service tax.

As for the RM458 to RM588 fees, that’s a totally different card altogether and has nothing to do with Maybank or credit cards.
adiey February 23rd, 2010 at 4:28 am 90

i jz recieved my cc, but i din c any benefit that useful 2 me cz petronas dun have ron97…
adiey February 23rd, 2010 at 4:31 am 91

what benefit we can get from this card??
Azizan February 23rd, 2010 at 9:01 am 92

whocallsme for not mistaken..

i received and straight cut it into half.

keh keh keh

and submitted for termination.

sigh~

p/s petronas got Ron97.. just few places.. why bother sell those expensive coz ron95 cheaper.. market like cheaper than quality T_T
adiey February 23rd, 2010 at 9:26 am 93

but in kota kinabalu we dun have ron97 at petronas, using ron95 is a bad idea for any car that using engine above than 1.6. so i chose that expensive for the good performance..
muhammad faiz March 2nd, 2010 at 2:03 pm 94

I oso got called from 0327307000 and I wonder is it only for credit card?can anyone tell me what else the person told you?I gave out my details and I have went to nearest maybank branch asking about the number.They said they didnt know about it.Even the number is not a main branch number.The person called me name Mohd Haidi and I just need someone to help me out….

Emily…please….I am very young to know this thing
Emily March 2nd, 2010 at 2:25 pm 95

Hi Faiz,

According to Azizan (comment above), he also received a call from this same telephone number and he did receive a Maybank credit card subsequently.

This number isn’t “main branch number”. If I am not mistaken, it is Maybank credit card department number. You can try calling the number to ask.

You mention giving out your “details”. What are the details that you gave out? I am assuming that you do not currently hold a credit card so there’s nothing to worry about.

Anyway, when this credit card arrives, keep it if you want it, cancel it if you don’t want it.

Reading through all the comments here will be most helpful.
muhammad faiz March 2nd, 2010 at 5:56 pm 96

ok..thanks..i already call the number and they said its kind of insurance offer and will deduct monthly from my salary.I think its a PA plan @ some sort like that…and i think the number is a sales agent to promote maybank products.

By the way thank you so much to build this helpful webpage for others as reference.
Emily March 2nd, 2010 at 6:23 pm 97

Faiz,

I’m curious. Are you being offered a Maybank credit card or not? What sort of insurance is this and how much will be deducted from your salary every month?
Azizan March 3rd, 2010 at 6:58 am 98

one number..
is representative for all services in Malaysia

that number also someone claim for insurance.
credit card from many banks…

u just need to type that number on google.
muhammad faiz March 3rd, 2010 at 2:33 pm 99

rm40 per month
David March 3rd, 2010 at 7:36 pm 100

hey,
i also received the call from Maybank which is offer me the Maybank Petronas Gold Visa Credit Card. After i giving all my info, i just feel i’m cheated. But, after looking for ur website, i just realise that the offer is stated so early to u all. thanks for sharing.
anyway, i hv some question about the Visa Credit Card since i’m first time to use credit card. For me, i hv Maybank saving account. But i didn’t active thier Maybank online banking which is Maybank2U. so, how can i active it?(i try to active by ATM machine be4, but can’t) it that only i can online to check the balance o charge by using Maybank2U? Maybank got send statement to us.
Emily March 3rd, 2010 at 7:50 pm 101

Hey David,

To use Maybank2U, you will have to register (fill up a form) by going to your local branch.
David March 3rd, 2010 at 9:05 pm 102

O, ic… thank…
dilla March 6th, 2010 at 9:06 pm 103

hi emily,

i just wondering, did you get pin no. together with your credit card?
Emily March 6th, 2010 at 9:26 pm 104

Hi Dilla,

It was a long time ago but I don’t think I received my PIN. I think we have to go to the bank to get it. I didn’t do it so until today, I cannot withdraw (take cash advance) from the ATM via my credit card.
dilla March 6th, 2010 at 9:34 pm 105

owh i see.. thanks for ur reply
Tammy March 8th, 2010 at 5:38 pm 106

i also just received a call from 03-27307000 to offer me the credit card for free.. she ask me some details , eg IC, correspondance add and company name and position. is tat will be any problem?? i scare i’m cheated.

if tat really a offer from Maybank and you accept the offer.. you will be charge for RM 50. She say can waive with the point you collect.. but you just cancel the card after you received it.. mayb you need to pay tat RM50.
Emily March 8th, 2010 at 6:19 pm 107

If you don’t want it, then why did you agree to accept? I don’t know if you will be charged RM50 if you cancel your card after receiving it. It’s best to just say you don’t want the card and not to send it to you.
Nicole March 19th, 2010 at 10:14 am 108

Dear Emily, It’s been so nice to browse through your website, So much Information.

I’d wish to get a Maybank Petronas Credit Card too.

But, May i know how much Minimum Salary are eligable for a Credit Card ?

Is Salary Rm 1500 Per Month Approve for a Credit Card at Maybank ? or Other Banks ?

Please Reply….

Regards,

Nicole…
Emily March 19th, 2010 at 10:17 am 109

Hey Nicole,

Annual income of RM18000 does qualify for a credit card but I am not sure for which card. You can ask the bank which you have an account with.
Kevin April 6th, 2010 at 7:34 pm 110

Hi Emily, it’s really glad to have a read on your website and learnt a lot about the Maybank CC. Anyways, just a quick question from me.

I had just collected mine today from the nearby Maybank branch. They didn’t call me instead I found that the CC has been linked to my Maybank2u acc. They CS just took my ID for identify and released the card to me. Am just wandering, when the RM50 GST will be impose? Because when the time I collect my card, the bank didn’t collect any money from me. And I didnt have charges on my CC too. Would appreciate if Emily or any reader can give a hand on this. Am a first timer for CC, and this Petronas Gold is my 1st card. Thousand thanks.

Regards,
Kevin
Emily April 6th, 2010 at 7:52 pm 111

You mean you weren’t even offered the credit card in the first place and they simply linked it to your Maybank2u account??

Regarding the RM50 service fee, from what I know, for new cards, they will collect it when the card is issued. Old cards like mine, we only need to pay at the end of the one year.

Perhaps you should ask Customer Service and at the same time check if the amount has been deducted from your Maybank savings account.

Anyway, you can offset this RM50 service fee with 10,000 TreatPoints.
Kevin April 6th, 2010 at 10:35 pm 112

Hi Emily,

Appreciate your reply. Indeed, i actually been offered this credit card when i placed in an amount of FD like weeks ago. But just, I didn’t been informed by the them upon the card arrival. Only found it when I access my Maybank2u then I found the CC has actually been linked.

By the way, I had ask on other forum and some forumer replied said the RM50 GST will be imposed into new card holder 1st bill.
Emily April 6th, 2010 at 10:40 pm 113

Ahhh, thanks for the clarification. I’m sure someone would find it useful.
fird April 18th, 2010 at 2:59 am 114

hi there, just wanna share my recent experience.

i got 2 calls from maybank for ikhwan visa card..

1st call - claimed to be from a branch near my company and mentioned my company name, asked to verify details and asked for my mum’s name (which was weird but i thought maybe it was related to one of my loans) and i asked them to proceed after a little explanation of the card.

2 weeks later

2nd call - different person, was about to explain about the card, when i asked what happened to the application before, when they checked they didnt recieve any application under my name..

but 2nd call was from the branch where i opened my acc so i went over and met the caller in person. collected the card there personally a week later. applied for touchNgo zing card too.

1 week later

got a call at work trying to sell me LinkClub TouchNgo discount card. thought it was part of the TnG Zing card so i agreed to listen to the explanation, stating that i was a little busy. explanation took wayyy too long, talking about all the discounts places and stuff. suspicious..

caller then said i would be charged one-time fee of RM488 (i think). really suspicious. asked for the website where i can read up the info. caller was hesitant, saying i can read all the details in the starter package they will mail to me soon.

wait a minute. when on earth did i agree to accept the offer? told him off saying how come he didn’t even know their own website address? he then finally gave it to me, http://www.linkclub.com.my, and i told him to call me back later in the evening to confirm.

well you can check the website out for yourself, something that was probably slapped together in 10 minutes, doesn’t even have Terms&Conditions. so rejected the discount card when he called back.

turns out it was a scam, read some other blogs about it and also asked maybank branch who then told me dont accept any offers like that.

i’m lucky cos i had a friend who used to work as one of those discount card telemarketers (long long time ago) so the long-winded discount explanation and one-time activation fee alerted me.

just irritated that this is the first time i got such a call (not from my friend obviously) just a week after my TnGo zing card application. info leaking from TouchNGo centre?

cheers
Emily April 18th, 2010 at 8:49 am 115

Hi Fird!

Thank you very much for sharing your experience. I appreciate it and believe that readers who stumble upon this post will benefit from it.

I have long suspected that companies from banks to mobile phone service providers sell out our information to telemarketers because of the coincidence in getting calls not too long after signing up for a service, etc.

You’re lucky to have avoided being charged RM488. I think telemarketers are very unscrupulous because they don’t tell us these fees upfront and they push their products on us way too hard.
Azizan April 18th, 2010 at 10:02 pm 116

I am bit confused with those Rm488 that will be charged by the credit card.

My card already terminated.
but the cc acct still linked with my maybank2u

anyway..i just feel the credit card really need.
for example… buying new pc that has 12months installment.

anyway.. if i want the cc back?
is it possible to do it?
coz i terminated already..
Emily April 18th, 2010 at 10:13 pm 117

Hi Azizan,

I don’t think you can get back the same card but you can apply for one.
Agatha @Justina Binti L Masri April 21st, 2010 at 7:58 am 118

How to activate a Petronas Visa Credit Card? How to set the pin number?
Emily April 21st, 2010 at 8:01 am 119

If you received your Petronas Visa Credit Card like I did, it would be activated already. You can just use it.

As for the PIN, I didn’t set mine but you could probably do it from a Maybank ATM. Just call Customer Service if you are unsure. They would be able to give you the best answer.
eralli May 4th, 2010 at 4:42 pm 120

in m’sia we don’t have any data privacy act enforced that’s why our personal data are obtained by the discount/insurance card scammers. Most of the known “info-leakers-culprit” is the telco providers . Let say today you register a account with telco “Mxxxx” or “Cxxxxx”, you can expect within a week there will be someone from those discount card scammers calling you to offer their products.
David May 17th, 2010 at 12:46 pm 121

hey Emily,

Just now i received a call from 03-2170 4666, they say they r calling from maybank. which wan to promote me a service something like insurance. do u hear before this? they say i just need to pay RM98 per year to make a insurance about my wallet, something like to insurance my wallet from stole. they say if my credit card o any thing including in wallet are stole or loss. they will pay me my losses up to some limit. do u think that is true or realizable?

best regard
David
Emily May 17th, 2010 at 1:04 pm 122

Hi David,

I have heard of insurance against our purchases paid with credit card but have not heard of insurance against loss or theft of wallets.

Anyway, I did a search online for this phone number 03-2170 4666. You said that the caller said he/she called from Maybank but some people posted that the calls came from Citibank, Hong Leong Bank, Prudential Assurance, Bonus Link, etc. Obviously, this is the number of a telemarketing company.

If you want to test, you can try calling this number back to see if anyone picks up your call.

So I think you shouldn’t bother with what they are trying to sell.
David May 18th, 2010 at 4:34 pm 123

Hi Emily,

thanks for your reply and provide me benefit info. i actually not accept their offer. i just say i will consider first. then, they say will call me back later.. but untill now they still not call back to me… some more, my friend also received a same call with me which is from maybank.

i think, that is a trap also. thank again for your remind.

best regard
David
Fion June 3rd, 2010 at 3:20 pm 124

Hi Emily.

I have received my maybank cc today too. I have read all the comments, and apparently the cc is activated once i received it. But maybe because i have never use the card before, hence there is no payment due date. May i know how they update the due date? is it started from the day i received the card or started from the first time i swap the card?

Sorry..I never had a cc before..i dont know all bout this.

Thanks!
Emily June 3rd, 2010 at 4:31 pm 125

Hi Fion,

Congrats on your new credit card. Your payment due date will be stated on your credit card statement.
farhana June 14th, 2010 at 12:12 pm 126

sorry if i’m too late to asking about cc….
i’m also new to have cc but i’ve a problm right now.
my credit card have been charged by insurance for about rm299 and also by discount card= rm588. i still have to pay all the amount althogh i terminate my cc. could you plz give me advise how to manege this “hutang”???

they call me when i’m too busy n i don’t know weather i agree or not. now they have charge all the fee. so sad
Emily June 14th, 2010 at 6:10 pm 127

Hi Farhana,

Did you contact your CC company before cancelling your card? If you did, you can still dispute the charges, if not, I am afraid you will have make payment.
resha July 6th, 2010 at 1:56 am 128

Hi Emily,

I received a call from maybank just like u. The cc safely arrived yesterday and yaaaa the girl mentioned that there was no annual fee.When I checked my m2u they have added the cc account through my m2u.In the first place,I’m so scared it was a scam but yeah,the card is here with me.I’ve gained lots of information given by u.Thanks for the sharing.It relieves me.
Emily July 6th, 2010 at 11:56 am 129

Resha,

I am glad everything turned out well for you.

You know, we have heard of so many scam stories that we have become paranoid. We have read so many ways to avoid being victimized. And then a good deal like this comes along and we break all our own rules and start feeling fearful that we have fallen into a scam trap. LOL
farhana July 6th, 2010 at 2:25 pm 130

hi emily,

after my cc have been charged for about RM588. after i filled up dispute form from maybank all the fees from discount card had been cancelled. thank to emily for ur info. now i still using this cc.
Emily July 6th, 2010 at 2:28 pm 131

Farhana,

This is indeed excellent news. Thank you for updating us. I thought that you already cancelled this CC? Did the bank give you a new number?
farhana July 6th, 2010 at 3:09 pm 132

no, the bank don’t give me a new number because i’m not already cancel the cc. i still have it but still not using it from first time i got it.
Azizan July 7th, 2010 at 8:34 am 133

Eh? How do u submit the dispute?
I thought the charged cant be cancelled?

can u give me the procedure? to submit the dispute?

Thank You
farhana July 13th, 2010 at 8:43 am 134

you just have to fill up dispute form from maybank2u.com website.after fill up the detail fax it to maybank. about 2 week later, u can check from ur cc acount either the charge has been cancelled or not. always call customer service to follow up. i’m so happy after use this service.

can anyone teach me how to use this cc at petrol pump station? sory i’m still not using it
Emily July 13th, 2010 at 9:07 am 135

Thanks, Farhana, for the info. I’m sure it will help other readers.

As for using CC in petrol stations, I have never used it before so I don’t know how. According to my friend, you can only use CC if you pump full tank. Also, instead of charging the exact amount, they charge extra and only refund the balance later.
FiMe July 14th, 2010 at 9:06 pm 136

to use cc at petrol station, just insert your card at the pump, wait for the instruction, card pop out and go ahead fill your tank. only the amount you pump in will be charge to your card.
Emily July 14th, 2010 at 9:32 pm 137

FiMe,

Thanks for the clarification.
FiMe July 14th, 2010 at 10:15 pm 138

And don’t forget to push clr(Clear) button at the pump after you done, just to be safe.
Emily July 14th, 2010 at 10:17 pm 139

Oh that’s a very helpful tip! Thanks so much!
farhana July 15th, 2010 at 4:45 pm 140

thank you very much to all